Give us a call

Renters Insurance in Wichita and Goddard, KS

Protecting Kansas Renters Against Risk

In most cases, landlords cover structures but not personal belongings.  Landlords also don’t cover injuries or other liabilities.  If you rent then you’re responsible for ensuring that everything other than the structure of your dwelling is protected against risk.  That’s where renters insurance comes in.  At Midwest Insurance Agency we have a comprehensive renters insurance program and through this program we write tailored solutions for renters.  As a result, every renter whom we insure stays fully protected for the right price.  Whether you rent an apartment, a condo, or a house, we’ll help you.

Renters Insurance Coverage Details

Renters insurance is a lot like homeowners insurance in that it protects against damages and liabilities.  However, it differs from homeowners insurance in that renters insurance is generally cheaper and less inclusive.  There are two general forms of renters insurance and they are broad and comprehensive.  One can replace items using one of two methods, which are Actual Cash Value (ACV) and Replacement Cost.  We’ll help you determine whether you should have broad or comprehensive renters insurance and whether you should insure yourself for Actual Cash Value (ACV) or Replacement Cost.


We work with a variety of carriers so that you get the best possible selection of coverages, and the coverages in this selection from which you can choose include:

  • Personal possessions (contents)
  • Liability
  • Additional living expenses
  • Dwelling
  • Medical payments
  • Sewer drain or backup coverage

In some cases it’s possible to combine your renters insurance with other types of insurance.  If combining your renters insurance with another type of insurance is possible, we’ll do it for you.  Just speak with an agent to learn about your options. 

Services and Support

We’ll work closely with you in order to assess your needs and to create the policy that suits you.  Once the policy that we create is in place we’ll monitor it regularly and we’ll keep you informed.  We’ll manage your risk and we’ll manage any claims that you file.  We’ll also be reachable whenever you want or need to get a hold of us.  This will make getting the information that you need in order to make the best decisions easy. 

Please contact us or give us a call to learn more.  If you’re ready to get started, request a quote.


Additional Renters Insurance Information:

We’re proud to provide renters insurance in Wichita, Goddard, Andover, Derby, Valley Center, and Clearwater, KS.  We serve other areas in the state and we serve Missouri and Oklahoma.

Our Location

Midwest Insurance Agency

123 N Tyler Rd. Suite #100
Wichita, KS 67212
Main office: 316-425-7755
Fax: 316-425-7758

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.